How to Make Your E-Commerce Business Protect Customer Data Using NIST

Learn how to secure your e-commerce business and protect customer data using NIST guidelines for enhanced cybersecurity.

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Reviewed by Jeff Harms

Director, Advisory Services at OCD tech

Updated July, 24

What is NIST

What is NIST Cybersecurity Foundations for E-Commerce Business

NIST Cybersecurity Foundations for E-Commerce Businesses

 

E-commerce businesses operate in a digital environment where customer data, payment information, and business operations face unique cybersecurity challenges. NIST (National Institute of Standards and Technology) provides frameworks and guidelines that can help protect these digital retail operations.

 

NIST Frameworks Relevant to E-Commerce

 

  • NIST Cybersecurity Framework (CSF) - A flexible foundation that helps e-commerce businesses identify, protect, detect, respond to, and recover from cyber threats targeting online storefronts, payment systems, and customer accounts.
  • NIST Special Publication 800-53 - Contains security controls particularly relevant for e-commerce platforms that handle sensitive customer information, helping secure shopping carts and checkout processes.
  • NIST Special Publication 800-171 - Guides protection of controlled unclassified information, applicable when e-commerce businesses work with government clients or within supply chains.
  • NIST Special Publication 800-88 - Provides media sanitization guidance crucial for e-commerce businesses that must properly dispose of payment data and customer records.

 

E-Commerce-Specific Cybersecurity Elements

 

  • Payment Card Protection - NIST guidelines help secure payment processing systems that form the core of e-commerce operations, complementing PCI DSS requirements.
  • Customer Data Safeguards - Frameworks provide controls to protect the extensive customer databases e-commerce businesses maintain, including shipping addresses and purchase histories.
  • Website Security - NIST practices help prevent website compromises like cross-site scripting that specifically target online stores.
  • Supply Chain Security - Guidelines for securing the digital supply chain connections unique to e-commerce, including dropshipping relationships and inventory systems.
  • Authentication Systems - Controls for securing customer account logins and admin access to e-commerce platforms.

 

Implementation Approach

 

  • Risk-Based Prioritization - Focus first on protecting payment systems and customer data, the crown jewels of e-commerce.
  • Scalable Controls - NIST frameworks can adapt as your e-commerce business grows from a small shop to an enterprise platform.
  • Third-Party Integration - Guidelines for securing connections to payment processors, shipping services, and marketing tools common in e-commerce ecosystems.
  • Continuous Monitoring - Establish ongoing assessment of digital storefront security, transaction systems, and customer databases.

 

NIST cybersecurity foundations provide e-commerce businesses with structured approaches to protect what matters most: customer trust, payment security, and business continuity in the digital marketplace.

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NIST Cybersecurity Foundations Main Criteria for E-Commerce Business

Explore NIST Cybersecurity Foundations and key criteria to secure your e-commerce business, ensuring data protection, risk management, and compliance.

Identity and Access Management for E-Commerce

  • Customer authentication tiers based on transaction risk - implement stronger verification for high-value purchases while maintaining frictionless checkout for routine transactions
  • Establish secure account recovery processes that prevent social engineering attacks on customer accounts while allowing legitimate users to regain access
  • Implement privilege separation for administrative staff - ensure employees can only access customer data and payment systems necessary for their specific job functions
  • Configure session management controls with appropriate timeouts that balance security with user experience during shopping journeys

Payment Processing Protection

  • Implement tokenization for payment card data to ensure sensitive financial information is never stored directly in your e-commerce databases
  • Establish secure payment redirects that protect customers from man-in-the-middle attacks during checkout processes
  • Create isolation boundaries between browsing/shopping cart systems and payment processing environments to minimize breach impact
  • Conduct regular scans for credit card data outside of approved storage locations to prevent accidental retention in logs or databases

Supply Chain Security

  • Establish third-party security assessments for all integrated services (payment processors, shipping providers, analytics tools) that connect to your e-commerce platform
  • Implement code integrity verification for third-party plugins, extensions and shopping cart components before deployment
  • Create contractual security requirements for vendors that align with your NIST-based security controls
  • Develop incident response procedures that include coordinated communication with supply chain partners during security events

E-Commerce Platform Integrity

  • Establish web application firewalls configured specifically to detect and block common e-commerce attacks like card skimming, inventory manipulation, and price tampering
  • Implement content security policies that prevent unauthorized JavaScript from capturing customer data during checkout processes
  • Create automated security testing for shopping cart functionality, focusing on input validation and business logic flaws
  • Develop secure deployment pipelines that scan for vulnerabilities in e-commerce code before pushing to production environments

Customer Data Protection

  • Implement data minimization practices that limit collection to only what's necessary for business functions (shipping, marketing, etc.)
  • Create data lifecycle policies that define when customer information should be deleted after order completion or account inactivity
  • Establish privacy controls that give customers visibility and choice regarding how their shopping history and preferences are used
  • Develop secure APIs for any customer data sharing with marketing tools, analytics platforms, or fulfillment services

Transaction Monitoring and Fraud Prevention

  • Implement behavior-based anomaly detection to identify unusual purchasing patterns that may indicate account takeover or payment fraud
  • Establish transaction verification steps for purchases that deviate from normal customer patterns (new shipping address, unusual order size)
  • Create logging requirements specific to order processing that capture sufficient details for fraud investigations while avoiding excessive personal data
  • Develop chargeback monitoring processes to identify potential security weaknesses and fraud patterns in your e-commerce operations

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Challenges E-Commerce Business Face When Meeting NIST Cybersecurity Foundations

Explore key challenges e-commerce businesses face meeting NIST cybersecurity foundations, including data protection, compliance, and risk management.

h3>Balancing Customer Experience with Authentication Controls

  • E-commerce conversion rates suffer when implementing NIST's multi-factor authentication recommendations, as customers abandon carts when faced with additional security steps
  • NIST Cybersecurity Framework requires strong identity verification while e-commerce businesses need streamlined checkout processes
  • Challenge exists in implementing risk-based authentication that increases security for high-value transactions without burdening everyday purchases
  • Solutions include adaptive authentication approaches that apply stronger controls only when transaction patterns suggest elevated risk

Managing Extensive Payment Card Data Exposure

  • E-commerce platforms handle high volumes of payment card transactions, creating significant exposure under NIST's data minimization principles
  • Balancing the need to retain customer payment information for convenience while implementing NIST's requirements for data protection controls
  • Challenge intensifies with third-party payment processors where responsibility boundaries for NIST compliance become complex
  • Implementing tokenization systems and proper segmentation of payment environments can address these concerns while maintaining customer convenience

Securing Distributed Supply Chain Integrations

  • E-commerce businesses typically connect with numerous third-party vendors (inventory systems, dropshippers, logistics providers), creating multiple security boundaries
  • NIST Cybersecurity Framework emphasizes supply chain risk management requiring assessment of all these connections
  • Challenge in implementing consistent security controls across diverse vendor systems with varying security maturity levels
  • Solutions require developing vendor security assessment programs and implementing proper API security controls for third-party integrations

Balancing Continuous Deployment with Security Validation

  • E-commerce sites require frequent updates to remain competitive, often deploying code multiple times daily
  • NIST standards require thorough security testing and validation of changes before deployment
  • Challenge exists in maintaining rapid release cycles while ensuring proper security reviews don't create bottlenecks
  • Implementing automated security testing within development pipelines and adopting security-as-code practices can help balance these competing needs

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Guide

How to Make Your E-Commerce Business Protect Customer Data Using NIST

Protecting Customer Data in E-Commerce: A NIST-Based Approach

 

E-commerce businesses handle sensitive customer information daily - from payment card data to personal details. Safeguarding this data isn't just good practice; it's essential for business survival and regulatory compliance. This guide translates complex NIST cybersecurity principles into practical steps for e-commerce protection.

 

Understanding the E-Commerce Security Landscape

 

  • Unique e-commerce risks include payment card theft, customer account breaches, web application vulnerabilities, and supply chain compromises
  • Customer data at stake typically includes names, addresses, payment information, purchase history, and account credentials
  • Regulatory considerations for e-commerce include PCI DSS for payment processing, state privacy laws like CCPA, and potential FTC enforcement actions

 

Step 1: Identify Your Crown Jewels

 

  • Create an inventory of sensitive data your e-commerce platform collects, processes, and stores
  • Map where this data resides across your entire e-commerce ecosystem (website, payment processors, marketing platforms, shipping partners)
  • Document data flows showing how customer information moves through your business processes
  • Determine which data elements require the strongest protection (payment card data, authentication credentials, personal identifiers)

 

Step 2: Adopt the NIST Cybersecurity Framework Core

 

The NIST Cybersecurity Framework provides five key functions that form a complete security lifecycle:

 

Identify: Know Your E-Commerce Environment

 

  • Conduct a risk assessment specific to your e-commerce operations
  • Document all third-party dependencies in your e-commerce stack (payment gateways, hosting providers, plugins)
  • Create an asset inventory of all systems touching customer data
  • Establish clear roles and responsibilities for data protection within your organization

 

Protect: Implement E-Commerce Safeguards

 

  • Enable HTTPS throughout your site with proper certificate management
  • Implement web application firewalls (WAF) to protect against common attacks like SQL injection and cross-site scripting
  • Use tokenization for payment processing to avoid storing actual card data
  • Enable multi-factor authentication for all administrative access to your e-commerce platform
  • Apply security patches promptly to your e-commerce platform, plugins, and supporting systems
  • Implement proper access controls limiting who can view or modify customer data
  • Conduct secure code reviews for any custom e-commerce functionality

 

Detect: Monitor Your E-Commerce Environment

 

  • Implement logging for all customer data access across your e-commerce systems
  • Set up alerts for suspicious activities like unusual login patterns or unexpected data exports
  • Deploy file integrity monitoring to detect unauthorized changes to your e-commerce platform
  • Consider behavioral analytics to identify anomalous shopping patterns that might indicate fraud
  • Monitor third-party plugin behavior for unexpected data access or transmission

 

Respond: Address E-Commerce Security Incidents

 

  • Develop an incident response plan specific to e-commerce breaches
  • Create procedures for containing compromised systems while minimizing disruption to sales
  • Establish communication templates for notifying customers about data breaches
  • Define roles and responsibilities during security incidents
  • Document escalation procedures for different types of e-commerce security events

 

Recover: Restore E-Commerce Operations

 

  • Maintain secure backups of your e-commerce platform and customer data
  • Test restoration procedures to ensure business continuity
  • Develop post-incident analysis processes to prevent similar breaches
  • Create strategies for rebuilding customer trust after security incidents

 

Step 3: Implement E-Commerce Data Minimization

 

  • Only collect essential customer information needed for business operations
  • Establish data retention policies with clear timelines for securely purging old customer data
  • Use data masking techniques to display only partial information when full details aren't needed
  • Consider tokenization to replace sensitive data with non-sensitive substitutes during processing

 

Step 4: Secure Your E-Commerce Supply Chain

 

  • Evaluate the security practices of all vendors connected to your e-commerce operations
  • Implement contractual security requirements for partners handling customer data
  • Regularly review third-party access privileges to your systems and data
  • Conduct security assessments of critical e-commerce plugins and integrations before implementation

 

Step 5: Train Your E-Commerce Team

 

  • Provide role-specific security training for staff managing your e-commerce platform
  • Conduct regular phishing simulations targeting common e-commerce scenarios
  • Ensure staff understands safe handling procedures for customer data
  • Create clear security policies addressing common e-commerce risks

 

Step 6: Implement NIST SP 800-53 Controls for E-Commerce

 

While the full NIST SP 800-53 control catalog is extensive, these controls are particularly relevant for e-commerce:

 

  • AC-2 (Account Management): Implement strict account controls for e-commerce admin access
  • SC-8 (Transmission Confidentiality): Encrypt all customer data in transit across your site
  • SC-28 (Protection of Information at Rest): Encrypt stored customer data
  • SI-7 (Software and Information Integrity): Verify e-commerce platform integrity
  • CA-7 (Continuous Monitoring): Implement ongoing security monitoring for your platform
  • RA-5 (Vulnerability Scanning): Regularly scan your e-commerce site for vulnerabilities
  • AU-2 (Audit Events): Log all access to customer data and administrative functions

 

Step 7: Create a Customer Data Protection Statement

 

  • Develop a clear privacy policy explaining how you collect, use, and protect customer data
  • Create transparent data handling practices that build customer trust
  • Establish procedures for handling customer data requests (access, deletion, correction)
  • Document your security measures in customer-friendly language

 

Step 8: Conduct Regular E-Commerce Security Assessments

 

  • Perform regular vulnerability scans of your e-commerce platform
  • Conduct penetration testing simulating attacks against your shopping cart and checkout
  • Review security logs for unusual patterns
  • Test incident response procedures with e-commerce-specific scenarios

 

Practical Next Steps for Implementation

 

  • Start small: Begin with a risk assessment to identify your most critical vulnerabilities
  • Prioritize protection of payment processing systems and customer authentication
  • Document your approach using the NIST Cybersecurity Framework as an organizing structure
  • Implement continuous monitoring with regular reviews of security controls
  • Engage with experts when needed, particularly for technical implementations

 

Resources for E-Commerce Security

 

  • NIST Cybersecurity Framework: Provides the foundational structure for your security program
  • NIST SP 800-53: Offers detailed security controls that can be tailored to e-commerce
  • NIST SP 800-88: Guidance on media sanitization for proper customer data deletion
  • PCI DSS: Essential requirements if you handle payment card data

 

Remember that security is a continuous process, not a one-time project. By adopting these NIST-based approaches, your e-commerce business can significantly reduce risk while demonstrating commitment to protecting customer data.

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Frequently asked questions

What services does OCD Tech provide?

OCD Tech offers a comprehensive suite of cybersecurity and IT assurance services, including SOC 2/3 and SOC for Cybersecurity reporting, IT vulnerability and penetration testing, privileged access management, social engineering assessments, virtual CISO (vCISO) support, IT general controls audits, WISP development, and compliance assistance for frameworks like CMMC, DFARS, and FTC Safeguards.

Which industries does OCD Tech serve?

OCD Tech specializes in serving highly regulated sectors such as financial services, government, higher education, auto dealerships, enterprise organizations, and not-for-profits throughout New England.

How long does an IT security assessment take?

Typically, OCD Tech’s on-site work spans 1–2 days, depending on complexity and number of sites, followed by 1–2 weeks of analysis and reporting to deliver clear, actionable recommendations.

Why should I get SOC 2 compliant?

SOC 2 reporting demonstrates to clients and prospects that an organization follows best-in-class controls over security, availability, processing integrity, confidentiality, and privacy—boosting trust, meeting RFP/due diligence requirements, and helping secure contracts. OCD Tech helps organizations achieve and maintain this compliance.

Can OCD Tech help me with federal cybersecurity regulations?

Yes—OCD Tech provides guidance for compliance with DFARS (NIST 800‑171), CMMC (Levels 1–3), and FTC Safeguards, ensuring organizations meet specific government or industry-based cybersecurity mandates.

What is a virtual CISO (vCISO), and do I need one?

A virtual CISO delivers strategic, executive-level cybersecurity leadership as a service. OCD Tech’s vCISO service is ideal for organizations lacking a full-time CISO and helps build programs, define policy, oversee risk, and guide security maturity.

Does OCD Tech offer ongoing security training or audits for staff?

Absolutely. OCD Tech provides tailored internal IT Audit training and security awareness sessions, plus annual reviews of Written Information Security Programs (WISP), such as Massachusetts 201 CMR 17 and other state or industry-specific controls.